The rules for using this website and INOVAXSCORE's simulation tools.
By accessing this website or using any INOVAXSCORE tool (INOVAXSCORE, Sociedade Unipessoal Lda.) — including ImobScore, CreditScore, Score Solidário, Client Workspace, Bank Workspace, Financial Services and Process Automation — you agree to these terms of use. If you do not agree with any of these terms, you must stop using the INOVAXSCORE website and tools.
INOVAXSCORE provides an institutional website, financial simulation and pre-qualification tools (such as ImobScore), and credit scoring and process automation services aimed at individuals, real estate agencies, companies and financial institutions in Cabo Verde. Access to some tools and work areas is reserved for clients and institutional partners, and may depend on registration, authentication or subscription.
INOVAXSCORE's tools are intended for people who are at least 18 years old and have legal capacity to enter into contracts, or for legally constituted entities, acting through authorised representatives.
The results of any simulator (including ImobScore) are illustrative pre-qualification estimates, calculated based on the data provided by the user and assumptions defined for each example or scenario. They do not constitute a credit offer, a bank approval or a financing guarantee — the final decision to grant credit always lies with the competent financial institution, according to its own policy and risk assessment.
When Client Workspace, Bank Workspace or other restricted-access areas become available, the user is responsible for keeping their access credentials confidential and for all activity carried out through their account. You must notify us immediately if you suspect unauthorised access.
The user agrees to: provide truthful, accurate and up-to-date data; not use INOVAXSCORE's tools for fraudulent, illegal or unauthorised purposes; not attempt to access data, processes or accounts of other users, clients or real estate agencies; and not interfere with the normal operation of the website or the tools (for example, through reverse engineering, automated overload or attempts at unauthorised access to the systems).
The content of this website, the INOVAXSCORE brand and logo, and the calculation engines of the tools (including the ImobScore simulation logic) are the property of INOVAXSCORE or are licensed for its use, unless otherwise stated. Reproduction, distribution or commercial use of this content without prior written authorisation is not permitted.
INOVAXSCORE's website and tools are provided "as is" and "as available". To the extent permitted by law, INOVAXSCORE does not guarantee that the service will always be available, free of errors, or that the results of a simulation will exactly match the conditions that may actually be applied by a financial institution.
To the extent permitted by law, INOVAXSCORE is not liable for financial decisions made solely based on a simulation, for temporary service unavailability, nor for indirect damages resulting from the use or inability to use the website or the tools.
This website may contain links to third-party websites. INOVAXSCORE does not control and is not responsible for the content or privacy practices of those websites.
INOVAXSCORE reserves the right to suspend or terminate, at any time, the access of a user who violates these terms, without prejudice to other measures that may apply.
These terms may be updated periodically, to reflect changes in our solutions or in applicable legislation. The version in force is always the one published on this page, with its update date shown at the top.
These terms are governed by the law of the Republic of Cabo Verde. Any dispute related to the use of the INOVAXSCORE website or tools will be submitted to the competent courts of Cabo Verde.
For questions about these terms, contact contato@inovaxscore.com.